Franklin Covey Management Binder,7-Ring,Classic,5-1/2"x8-1/2",Red/Leather Time management binder offers a soft pebbled leatherlike material in an unstructured construction. This versatile silhouette has removable rings as well a slot for a notepad. Features four credit card slots, one ID window, two pen loops, secretarial pocket, and external vertical pocket. Interior pockets accommodate calculator, business cards and self-stick notes. Zipper closure for extra security. Accepts all brands of time-management fillers of the designated size.